Welcome to the website of the ReF.team. This website it provided by the Global Academic Partnerships (S) Pte. Ltd. ("the Company", "Our Company", "we", "us" or "our") which is a company incorporated in Singapore. These terms of use (“Terms”) govern the Visitors’ (as defined below, “you” or “your”) access to and use of the website and/or its subdomains (the “Website”) provided by the Company and the subdomain operators in relation to the Website.

In these Terms, the following terms shall have the meanings set forth below: “Personal Data” refers to personally identifiable information about Visitors including their name, phone number, email address and contact details, and other personal information incidental to such Visitor’s interaction with the Website, but excluding any business contact information. “Visitor” refers to a user who browses the Website. “Website Content” refers to all information, text, images, data, links, or other material posted on the sections of the Website: (i) that are publicly available; and (ii) which you have the right to access, whether created by us or provided by a third party for display on the Website.

Please read these Terms carefully as they create a binding contract between you and the Company. Please review these Terms before using the Website. If you do not agree to these Terms, then you must immediately discontinue your use of the Website. We reserve the right to change these Terms from time to time for any reason. Access to the Website is subject to these Terms, as they are amended from time to time and published on the Website. You should therefore read this page carefully each time you access the Website. Your continued access to the Website shall be deemed as having read, understood and accepted the revised Terms published on the Website.

The accessibility and operation of the Website rely on technologies outside our control. We do not guarantee continuous accessibility or uninterrupted operation of the Website. We reserve the right to temporarily suspend or shut down the Website for system maintenance or for such other purposes as we may require, as and when necessary. Access to some parts of the Website, such as the Client Portal, are strictly restricted to registered users, subscribers or staff of the Company. If you choose, or you are provided with, an identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any third party. We reserve the right to disable any identification code or password, whether chosen by you or allocated by us, at any time, if in our opinion you have failed to comply with any of the provisions of these Terms.

As a Visitor, you can browse and view the Website and the Website Content in accordance with these Terms and, in any event, for lawful and proper purposes which includes complying with all applicable laws, regulations and codes of practice within Singapore or other jurisdictions from which you are accessing this Website. The Website and/or Website Content may not be used for any illegal purpose or in any manner inconsistent with these Terms. Except as otherwise provided, the Website Content shall not be reproduced, republished, uploaded, posted, transmitted, adapted, modified or otherwise displayed or distributed in any way, without the prior written permission of the Company. Modification of any of the Website Content or use of the Website Content for any other purpose will be a violation of the Company’s copyright and other intellectual property rights. Graphics, photographs, video, audio, software programs and images on this Website are protected by copyright and other proprietary rights and may not be reproduced, published, distributed, copied, modified, appropriated or exploited in any manner without written permission of the Company. You may only use the Website in the capacity of an end-user. You must not: reproduce, distribute, sell or resell, publicly display, publicly perform, communicate to the public, create derivative works from or otherwise use and exploit any Website Content except as permitted by these Terms or with prior written permission of the Company. If you use our Website on your mobile device, your mobile carrier’s normal rates and charges apply. We are not responsible for any charges you incur from your mobile carrier as a result of use of the Website. You are responsible for ensuring that at all times while using the Website you are not in violation of your wireless data service agreement. You are solely responsible for all fees and costs associated with your access to and use of the Website. You will assume responsibility for controlling how your Personal Data is disclosed or used on the Website, including, without limitation, taking appropriate steps to protect such information.

The collection and use of any information collected from you, including but not limited to Personal Data, by the Company will be subject to our Privacy Policy. Our Privacy Policy explains the way we handle and protect your personal data in relation to your use and browsing of the Website. By agreeing to these Terms and to be able to use the Website, you also agree to our Privacy Policy. By using the Website, you consent to having your Personal Data transferred to and processed in Singapore, subject to the restrictions on such data applicable to the Company.

The Website is a general information source only. The Website and its content, mainly but not limited to its articles and guides, do not constitute and are not intended to constitute legal, clinical, financial or other professional advice and do not establish a privileged relationship. The Company does not make any warranty about the validity of the content, despite its best efforts to keep the content up to date and as accurate as possible. If professional advice is required, the services of a competent professional should be engaged. Subject to these Terms, the Company hereby grants to you a personal, non-transferable, non-exclusive, non-sublicensable right and licence to access and use the Website, and all Website Content therein, solely within the scope of your status as a Visitor. The Company reserves the right to make changes to document names and content, descriptions or specifications of products or services, or other information without obligation to issue any notice of such changes. Nothing contained on this Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use this Website or any Website Content, through the use of framing or otherwise, except: (a) as expressly permitted by these Terms; or (b) with our prior written permission or the permission of such third party that may own the trademark or copyright of material displayed on this Website. The Company endeavours to prepare the Website Content in accordance with Singapore law. It does not warrant that the Website will satisfy the laws of any jurisdiction other than Singapore. Those who choose to access this Website from outside Singapore do so on their own initiative and at their own risk and are responsible for compliance with applicable local laws.

The Company has the right, but not the obligation, to monitor content posted on the Website, to determine compliance with these Terms and any other applicable rules that we may establish, from time to time. Without limiting the foregoing, the Company has the right to remove any material that the Company, in their sole discretion, finds to be in violation of these Terms or otherwise objectionable.

Comments are welcomed and encouraged on the Website, but there are some instances where comments will be edited or deleted as follows: - Comments deemed to be spam or solely promotional in nature will be deleted. Including a link to relevant content is permitted, but comments should be relevant to the post topic. - Comments including profanity will be deleted. - Comments containing language or concepts that could be deemed offensive will be deleted. This may include abusive, threatening, pornographic, offensive, misleading or libelous language. - Comments that harass other posters will be deleted. Please be respectful toward other contributors. - Comments that are misplaced.

The Website may contain links to websites which are not operated or controlled by the Company, whether for marketing purposes or otherwise. These links are provided to you as a matter of convenience, and the Company makes no representation or warranty whatsoever in respect of any linked web site and shall not be responsible for the content of any linked web site. Any non-Company website accessed from the Website is independent from the Company, and the Company has no control over the content of that website. In addition, a link to any non-Company website from the Website does not imply that the Company endorses or accepts any responsibility for the content or use of such website. Use of any external website is subject to its terms of service and privacy policy. You are responsible for exercising caution and good judgment when using external websites.

Except as set forth below, caching and links to, and the framing of this Website or any of the Website Content is strictly prohibited. You must secure written permission from the Company prior to hyper-linking to, or framing, this Website or any of the Website Content, or engaging in similar activities. The Company reserves the right to impose conditions when permitting any hyper-linking to, or framing of this Website and/or any of the Website Content. Under no circumstances shall the Company be considered to be associated or affiliated in whatever manner with any trade or service marks, logos, insignia or other devices used or appearing on web sites that link to this Website and/or any of the Website Content. The Company reserves all rights to disable or block any links to, or frames of any website containing inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topics, names, material or information, or material or information that violates any written law, any applicable intellectual property, proprietary, privacy or publicity rights. The Company reserves the right to disable or block any unauthorised links or frames and disclaims any responsibility for the content available on any other website reached by links to or from this Website and/or any of the Website Content.

Under no circumstances will the Company be liable for any loss or damage caused by your reliance on any information communicated or provided on the Website. All Website Content and information on, or accessible from, the Website is provided “as is” without warranty of any kind, either express or implied. To the fullest extent permitted by law, the Company hereby disclaims any warranty: 1) As to the accuracy, correctness, completeness, reliability, timeliness, non-infringement, title, merchantability or fitness for any particular purpose of the Website Content; and 2) That the Website and/or the Website Content or any functions associated therewith will be uninterrupted or error-free, or that defects will be corrected or that this Website and the server is and will be free of all viruses, worms and/or other harmful or invasive elements. The Company shall not be liable for any injury, damage or loss of any kind caused as a result (direct or indirect) of the use of the Website, including but not limited to any injury, damage or loss suffered as a result of reliance on the contents contained in or available from the Website. Neither the Company nor any of their respective third party agents shall have any responsibility or liability for any injury, damage or loss caused by any negligence, omission or fault of the Company, and/or its employees, agents or sub-contractors in connection with the Website.

You hereby agree to indemnify, hold harmless and defend the Company, its affiliates, officers, directors, agents, partners, employees, licensors and representatives from any claims, damages, losses, liabilities, and all costs and expenses of defence, including but not limited to, legal fees, resulting directly or indirectly from a claim that arises in connection with your use of the Website. Notwithstanding the indemnification given by you, the Company shall have the right to assume the exclusive defence and control of any matter otherwise subject to indemnification by you under this Clause, and in such case, you agree to fully cooperate as reasonably required with such defence and in asserting any available defences.

In no event shall the Company, its affiliates, officers, directors, agents, partners, employees, licensors and/or representatives be liable to you or any other person or entity for any direct, indirect, special, incidental, consequential or exemplary damages (including, but not limited to, damages for loss of profits, loss of data, loss of use, or costs of obtaining substitute goods or services) arising out of the use, inability to use, unauthorised access to or use or misuse of the Website and/or Website Content, questions & comments, content or any information contained thereon, whether based upon warranty, contract, tort (including negligence), or otherwise, even if the Company has been advised of the possibility of such damages or losses.

This Website, including the Website Content, is protected by copyright, trademarks and other forms of proprietary rights. All rights, title and interest in the Website Content are owned by, licensed to or controlled by the Company. Unless otherwise stated in the copyright attribution of any Website Content, the Company has the sole copyright to all works on the Website. All rights are reserved. No part of any works on the Website may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, whether electronic, mechanical, photocopying, recording, or otherwise, without written permission from the Company. You may, however, download or print a single copy for your own non-commercial off-line viewing. Certain product and company names mentioned on this Website or material displayed on this Website may be intellectual property belonging to third parties. The Company does not warrant or represent that if you use such material, you will not infringe the legal rights of these third parties.

The failure of the Company to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. If any provision of these Terms is found by a court of competent jurisdiction to be invalid, you agree that the court shall endeavour to give effect to the parties’ intentions as reflected in the provision, and that the other provisions of these Terms remain in full force and effect.

The Company reserves all rights to deny or restrict access to this Website by any particular person, or to block access from a particular IP address to this Website, at any time, without ascribing any reasons whatsoever.

This Agreement shall be governed in all respects by the substantive laws of the Republic of Singapore. Any controversy, claim, or dispute arising out of or relating to the Agreement shall be subject to the jurisdiction of the competent courts of Singapore, the jurisdiction of the Singapore courts being expressly reserved. In the event of any dispute arising out of or in connection with these Terms including any question regarding its existence, validity or termination, the parties shall at first instance take reasonable efforts to settle and resolve such disputes in good faith and in an amicable manner by negotiation.

None of the terms herein shall be enforceable by virtue of the Contracts (Rights of Third Parties) Act (Chapter 53B) or otherwise, by any person or entity who is not a party hereto.

The section headings in the Terms are for convenience only and have no legal or contractual effect.

For any questions about these Terms, please contact us at: [email protected]